Terms of Service

THIS PRIVACY POLICY SETS OUT HOW RICHER POORER USES AND PROTECTS ANY INFORMATION THAT YOU GIVE US WHEN YOU USE THIS WEBSITE. RICHER POORER IS COMMITTED TO ENSURING THAT YOUR PRIVACY IS PROTECTED. SHOULD WE ASK YOU TO PROVIDE CERTAIN INFORMATION BY WHICH YOU CAN BE IDENTIFIED WHEN USING THIS WEBSITE, THEN YOU CAN BE ASSURED THAT IT WILL ONLY BE USED IN ACCORDANCE WITH THIS PRIVACY STATEMENT. RICHER POORER MAY CHANGE THIS POLICY FROM TIME TO TIME BY UPDATING THIS PAGE. YOU SHOULD CHECK THIS PAGE FROM TIME TO TIME TO ENSURE THAT YOU ARE HAPPY WITH ANY CHANGES.

WE TAKE PRECAUTIONS TO PROTECT YOUR INFORMATION. WHEN YOU SUBMIT SENSITIVE INFORMATION VIA THE WEBSITE, YOUR INFORMATION IS PROTECTED BOTH ONLINE AND OFFLINE. WHEREVER WE COLLECT SENSITIVE INFORMATION (SUCH AS CREDIT CARD DATA), THAT INFORMATION IS ENCRYPTED AND TRANSMITTED TO US IN A SECURE WAY. YOU CAN VERIFY THIS BY LOOKING FOR A CLOSED LOCK ICON AT THE BOTTOM OF YOUR WEB BROWSER, OR LOOKING FOR “HTTPS” AT THE BEGINNING OF THE ADDRESS OF THE WEB PAGE. WHILE WE USE ENCRYPTION TO PROTECT SENSITIVE INFORMATION TRANSMITTED ONLINE, WE ALSO PROTECT YOUR INFORMATION OFFLINE. ONLY EMPLOYEES WHO NEED THE INFORMATION TO PERFORM A SPECIFIC JOB (FOR EXAMPLE, BILLING OR CUSTOMER SERVICE) ARE GRANTED ACCESS TO PERSONALLY IDENTIFIABLE INFORMATION. THE COMPUTERS/SERVERS IN WHICH WE STORE PERSONALLY IDENTIFIABLE INFORMATION ARE KEPT IN A SECURE ENVIRONMENT.

DETECTING AND PREVENTING FRAUD

IN ADDITION, THIS SITE COLLECTS, USES, AND RETAINS CERTAIN INFORMATION ABOUT VISITORS TO DETECT, PREVENT, AND ANALYZE FRAUDULENT TRANSACTIONS. WE SHARE THIS INFORMATION WITH A THIRD PARTY, SIFT SCIENCE, INC., THAT PROVIDES ANALYSIS, MONITORING, AND REPORTS TO ASSIST US IN PREVENTING AND DETECTING FRAUDULENT TRANSACTIONS AND OTHER ACTIVITY ON THE SITE.

THE KINDS OF FRAUD-RELATED INFORMATION THAT WE COLLECT, RETAIN, AND SHARE, IN ADDITION TO HOW SIFT SCIENCE USES AND STORES SUCH INFORMATION, ARE DESCRIBED BY THE SIFT SCIENCE SERVICE PRIVACY NOTICE. THE SIFT SCIENCE SERVICE PRIVACY NOTICE IS AVAILABLE ONLINE AT HTTPS://SIFTSCIENCE.COM/SERVICE-PRIVACY.HTML AND IS INCORPORATED HERE AS A PART OF THIS PRIVACY POLICY. YOU SHOULD REVIEW THE SIFT SCIENCE SERVICE PRIVACY NOTICE CAREFULLY, UNDERSTANDING THAT "CLIENT" REFERS TO RICHER-POORER AND THAT RICHER-POORER MAY COLLECT AND SHARE ALL OF THE KINDS OF DATA DESCRIBED BY THE SIFT SCIENCE SERVICE PRIVACY NOTICE, INCLUDING BY MEANS OF SIFT SCIENCE€?S APPLICATION PROGRAMMING INTERFACE, JAVASCRIPT CODE, AND OTHER MEANS. STATEMENTS IN THE SIFT SCIENCE PRIVACY NOTICE ABOUT SIFT SCIENCE, INC.'S COMPLIANCE WITH CERTAIN NATIONAL OR INTERNATIONAL PRIVACY FRAMEWORKS, INCLUDING THE EUROPEAN UNION AND SWISS "SAFE HARBOR" FRAMEWORKS, APPLY TO SIFT SCIENCE, AND NOT NECESSARILY TO RICHER-POORER.

WE ARE COMMITTED TO ENSURING THAT YOUR INFORMATION IS SECURE. IN ORDER TO PREVENT UNAUTHORIZED ACCESS OR DISCLOSURE WE HAVE PUT IN PLACE SUITABLE PHYSICAL, ELECTRONIC AND MANAGERIAL PROCEDURES TO SAFEGUARD AND SECURE THE INFORMATION WE COLLECT ONLINE.